Group Health Insurance

The Chamber of Commerce has a group health & life insurance program under the Community Health Plan Alliance (CHPA).  The insurance provider for CHPA is currently Summa Care.  Like any health insurance program, you will need to talk to an insurance agent to see if you qualify and to see what plans are available through Summa Care that fit your needs.

Chamber Insurance Providers

  • Looking for an agent to get a quote? To obtain a listing of Chamber Insurance Providers who can provide you a quote from Summa Care Click Here

Community Health Plan Alliance Information (CHPA)

  • To learn more about the Chamber group health program and link to the Community Health Plan  Alliance page Click Here

Workers' Compensation Insurance

The Chamber partners with CompManagement, Inc. (CMI) a Sedgwick CMS Company to administer a significant member benefit - workers’ compensation group rating. CMI is the largest group rating administrator in Ohio and was selected due to their ability to deliver maximum discounts to your workers' compensation premium.

LOWER YOUR WORKERS' COMPENSATION PREMIUMS TODAY!
Wouldn't you like to know how much you may save with this member benefit? Now is the time to to have your program evaluated for participation in alternative rating programs provided by the Ohio Bureau of Workers' Compensation (BWC) and sponsored by the Chamber of Commerce of Sandusky County.

Through our workers' compensation third party administrator, CompManagement, Inc., your organization can see how participation in a program will impact your costs as well as how these programs can be stacked together to achieve the maximum savings available for your organization. CompManagement, and they as well as the Chamber of Commerce of Sandusky County take seriously our responsibility of providing you with an accurate projection. We pride ourselves on estimating your workers' compensation premiums so you can set your annual budget with confidence.

  1. Group Rating Program - discounts typically range between 15% to the maximum discount available from the Ohio Bureau of Workers' Compensation which for policy year 2012 was 53%
  2. Stacking Options - add on participation in Destination Excellence ( 1-3%), Drug Free Safety Program (4-7%), $15k Medical Only Program, and Safety Council performance bonus (2%)

Not eligible for Group Rating?  Consider participating in one of the following programs:

  1. Group Retrospective Rating Program -  similar to group experience rating but an employer continues to pay their individual premium with the potential to receive retrospective premium adjustments at the end of three evaluation periods; most groups can expect to save between 5% and 45% with claim costs included
  2. Large/Small Deductible Program - receive a discount up to 77% for large deductible and 26% for small deductible participation in exchange for agreeing to pay a set amount of costs associated with a claim.
  3. 100% EM Cap - a 100% cap is placed on the amount an individual employer's experience modifier can increase from year to year
  4. Workplace Wellness grants - integrating wellness activities with workers' compensation efforts yields a better return on investment, reduction in return-to-days as well as the frequency and severity of claims when coordinated; grants are available up to %15,000 for a four year period
  5. Transitional Work grants - transitional work plans can save employers money by returning injured workers back to the workplace in a timely manner; a back-end bonus is possible of up to 10% of pure premium based on the successful use of transitional work in eligible claims

If your current third party administrator is not providing your organization with these alternative options, or elevating your service experience, consider enlisting the services of CompManagement, Ohio's leading workers' compensation administrator and take advantage of this tremendous member benefit offered by the Chamber of Commerce of Sandusky County.
 
To obtain the free, no obligation savings quote, contact CompManagement's Customer Support Unit at (800) 825-6755, option 3 or visit http://resources.compmgt.com/AC3/GroupRating.aspx?Organization=ChamberofCommerceSandusky to complete online. It only takes a minute to submit a request and the quote will be sent within seven to ten business days.